Boaters: What to Do Before, During, and After a Weather Emergency

Boating in Canada offers unmatched serenity—until sudden weather strikes. Whether you're cruising the Great Lakes or navigating secluded coastal inlets, preparedness for sudden storms or extreme conditions can make the difference between a trip remembered fondly or a life-changing incident. Here’s your comprehensive guide to minimize risks and stay safe before, during, and after a weather emergency on the water.

Before You Launch

Check the Forecast

• Monitor weather reports via reputable sources such as Environment and Climate Change Canada.
• Be aware of wind chill, wave height, and storm warnings.

Prepare Your Vessel & Crew

• Ensure your boat is equipped with essentials: life jackets, flares, whistle, VHF radio, first-aid kit, spare fuel, and toolset.
• Download marine weather apps for real-time updates.
• Brief all passengers on emergency procedures and gear locations.

Inform Others

• File a float plan: share your itinerary and expected return with a trusted contact.
• Give them weather checks and updates before departure.
• Keep your cellphone dry and stowed in a waterproof pouch.

During a Weather Emergency

Head to Safety

• If a storm approaches, steer toward the nearest safe harbour or sheltered cove—don’t wait.
• Avoid shallow areas, sandbars, and reefs.

Secure Your Boat

• Put the engine in neutral and activate bilge pumps to reduce damage.
• Fasten life jackets for all onboard—tight and secure.
• If anchored, drop enough scope to stabilize the vessel and prevent dragging.

Stay Informed & Communicate

• Use your VHF radio (Channel 16) to receive weather alerts and issue a Mayday call (Mayday, Mayday, Mayday) if needed.
• Continuously update your float plan contact on your location and situation.

After the Storm Passes

Inspect & Assess

• Once safe onshore, check for water ingress, engine issues, or structure damage.
• Look for missing equipment and assess the hull, electrical systems, safety gear, and boat electronics.

Document & Report

• Photograph damage and save receipts for repairs.
• Contact your marine insurer to report damage and begin claim processing.

Learn & Improve

• Review your actions and safety procedures with your crew.
• Restock emergency supplies, sharpen safety drills, and identify areas for boat improvements.

Why HUB SmartCoverage Matters

You never know when the weather calls the shots. HUB SmartCoverage marine insurance protects you against unexpected damage, salvage operations, personal injuries, and recovery efforts. Visit our marine insurance page for a free quote and explore coverage for recreational vessels in Canada.

Safe and happy boating!